FIN-7014 v4

remain too big to fail. Boston College Law Review, 60(7), 2185–2220.
In 2008, the federal government bailed out banks that ultimately performed poorly due to the mortgage crisis. This article explores why the challenge of intervention still looms over the banking sector.

Wang, Y., & Sui, X. (2020). Can Fintech improve the efficiency of commercial banks? —An analysis based on big data. Research in International Business and Finance, 55, 1-9.
How people bank around the globe has already rapidly changed. Fintech, a relatively new industry and technology, both helps and competes against established banks.

McPhilemy, S., & Moschella, M. (2019). Central banks under stress: Reputation, accountability and regulatory coherence. Public Administration, 97(3), 489–498.
Central banks are the chief regulatory bodies of governmental structures like the European Union and the United States. The key is to understand how central banks function and the impact the financial institutions have on domestic as well as global banking interactions.

Putting the capital into capitalism; Shadow banking. (2020, July 25). The Economist, 57.
This resource provides a brief history of banking and regulation that begins with Renaissance banking and swiftly picks up in American banking. Overall, the article focuses on strategies banks employed to lend money.