FNT-5001

Articles

• This article provides valuable insights into how financial literacy, FinTech utilization, and risk literacy in financial technology impact the business continuity of Micro, Small, and Medium Enterprises (MSMEs) in Yogyakarta. The study’s findings are crucial for understanding how these factors influence the sustainability and resilience of MSMEs, particularly in a dynamic and risk-laden business environment. By examining the role of financial literacy and the cautious adoption of FinTech, the article underscores the importance of equipping MSMEs with the necessary knowledge and tools to navigate financial risks and leverage digital financial services effectively.

• This article critically examines the impact of the General Data Protection Regulation (GDPR) on FinTech companies' data privacy practices, revealing that while the regulation aimed to enhance transparency and protect personal data, it may have inadvertently made privacy statements less readable and more complex. The study also explores how industry-specific factors and peer pressure influence data processing practices within the FinTech sector. For those interested in understanding the real-world implications of GDPR on the rapidly evolving FinTech industry, this article provides valuable insights into the complexities and challenges of implementing data privacy regulations.

• This article highlights the significant risks that have emerged as traditional financial systems undergo digital transformation. It is essential reading for anyone involved in the FinTech industry, as it systematically reviews existing literature, analyzes trends in publication, identifies key risks such as cybercrime and regulatory challenges, and provides insights into the necessity for robust legislative frameworks like a potential FinTech Act. The article's bibliometric and content analysis not only maps the key themes and contributors in this field but also underscores the importance of proactive risk management strategies to ensure the stability and security of digital financial ecosystems.

• This article provides a comprehensive analysis of the complex relationship between data privacy regulations and the rapidly evolving financial technology (FinTech) sector. It explores how global data privacy laws influence the operations of FinTech companies, emphasizing the challenges of balancing innovation with regulatory compliance. The article is particularly valuable for readers interested in understanding the "Innovation Trilemma," where the drive for technological advancement in FinTech often conflicts with the need for market integrity and clear regulatory frameworks. Additionally, it highlights the importance of ethical considerations in safeguarding consumer data, making it a crucial read for stakeholders in the digital financial ecosystem looking to navigate the intricacies of privacy laws while fostering trust and innovation.

• This article provides a thorough investigation into how FinTech companies are tackling the critical challenges of security and privacy amidst the rapid digitalization of financial services. By surveying various FinTech firms, the authors uncover the technical and regulatory measures these companies implement, such as encryption and data governance policies, to protect sensitive financial data. This article offers valuable insights into the evolving landscape of FinTech security and privacy, making it a crucial resource for understanding the current and future challenges in this field.